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| 580+ FICO SCORES |
- We specialize in FHA and conventional mortgages for single-family residential lending
- Also offering 203K loans
- Borrowers must meet FHA guidelines and have a minimum FICO score of 580+
- Pre-approval letters in less than 24 hours
- Processing and underwriting time is 24-48 hours, completely in-house
- Average loan close time is 2-3 weeks
- Direct endorsed bank with great rates and terms
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Attention Real Estate Agents! Get the Advantage of a... |
| Direct Endorsed Mortgage Bank |
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| Top: Jason, Michael. Middle: Kristy, Lauren, Teri. Bottom: Emily, Rita. |
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| Real Estate Agents |
| Financing for 580+ FICO. Conventional and
203K loans. Processing & underwriting in-house. Contact: |
| Michael Board - 817-778-8232 - Email |
| Jason Barnes - 817-756-1216 - Email |
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| R.H. Lending, Inc. A Team Staff |
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| The A-Team is R.H. Lending, Inc.’s corporate team of Loan Originators, Processors, and Assistants. The A-Team is made up of the following staff members: |
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| Michael Board - Executive Vice President |
| Michael is the Executive Vice President and oversees the customer service and production generated by the A-Team. Michael has been in sales for over ten years and is here to help you if you have any issues or complaints. He also welcomes your compliments! |
| Jason Barnes - Corporate Accounts Director |
| Jason is the Corporate Accounts Director and reviews all new applications submitted to the A-Team. Jason has over twenty years of sales experience and is dedicated to customer service. If you have not heard from Jason within two hours of submitting an application, please do not hesitate to contact him. |
| Kristy Lindley - Loan Originator |
| Kristy is an experienced, licensed Loan Originator who works hands-on with the Borrowers from approval all the way to closing. Kristy prides herself on her proactive customer service. Individual NMLS ID: 109179. |
| Lauren Reames - Loan Originator |
| Lauren is an experienced, licensed Loan Originator and works diligently to get loans approved and closed as quickly as possible. Lauren is committed to providing excellent customer service and is determined to satisfy her Borrowers. Individual NMLS ID: 103998. |
| Teri Ragon - Loan Officer Assistant |
| Teri is the Loan Originator Assistant for Kristy Lindley and Lauren Reames. Teri works hard to help clear conditions and gather items needed to close a file. Teri communicates with Borrowers, Home Sales Centers, Realtors, and all others involved in the transaction. |
| Rita Romaker - Processor |
| Rita is the A-Team Processor and processes exclusively for the A-Team. Rita has over 10 years of experience as a Processor. Once a file is submitted to Rita, she reviews the file and prepares the file for Underwriting. Rita works to ensure we get a “Clear to Close” as soon as possible. |
| Emily Ramos - Processor Assistant |
| Emily is the Processor Assistant for Rita Romaker and works alongside Rita daily. Emily orders verifications, title, surveys, and all other services required to close a loan. |
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| Borrowers |
| Click the button below to apply for a loan. |
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| Doing business in Alabama . Arkansas . Georgia . Kentucky . Louisiana . Mississippi . Oklahoma . South Carolina . Tennessee . Texas |
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| What Our Customers Say About Us... |
About R.H. Lending, Inc. |
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The A-Team at R.H.
Lending, Inc. is the best group I have worked with in the last 10 years. I
have been involved with manufactured home mortgages as a mortgage
banker, originator, and facilitator and the professionalism and quality
of R.H. Lending’s work far surpasses that of other lenders I have worked
with.
The A-Team is a credit to R.H. Lending, Inc. every day.
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| Gene DeShong |
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I have been
working with R.H. Lending, Inc. for about two years. Since then I have truly
been impressed by their expertise and super fast turn times. They
are committed to taking care of business as the staff of the A-Team is
quick to respond when you need them. It has been a pleasure
working with them and I look forward to working with them for many
years to come.
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Diane Sullivan
KCS Properties, Inc.
Real Estate Broker |
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| R.H. Lending, Inc. is
a mortgage bank with full underwriting authority from HUD. We are also
delegated by Fannie Mae and Freddie Mac to underwrite, close, and fund
all of your conventional loans. We underwrite all of our FHA and
Conventional loans on site and have a commitment to give you 24 hour
turn time on underwriting. Pre-quals and closing documents are also
delivered in less than 24 hours. As a mortgage bank, R.H. Lending, Inc.
carries multi-million dollar warehouse lines enabling us to table-fund
your loans. |
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R.H. Lending, Inc. is a leader in the utilization of proven lending systems
that consistently generate only the highest-quality loan portfolios for
investor financial institutions. |
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